The need for shelter is about as primary as a need can get.  It’s right up there with food and companionship.  It’s even higher than the need for WIFI, wine and weekends, henceforth referred to as the Three Ws. As a full-time Realtor, I regularly have conversations with clients who […]

How much of your income goes to your housing costs?

2018-02-27T12:21:16-05:00May 26th, 2017|

Today the Bank of Canada lowered its key interest rate by a quarter of a percent, down to 0.75%. It tells you something about how exciting my life is that news like that is something I feel the need to talk about! As a Realtor and a Mortgage Broker, my […]

What does a lower Bank of Canada rate mean for real estate?

2018-02-27T12:20:56-05:00January 21st, 2015|

For most people, the reason why mortgage rates change is a complete mystery. While the idea that a person with a good job and good credit can get a good mortgage rate is clear, the changes in mortgage rates can seem arbitrary. Will mortgage rates rise or fall this year? […]

The Cost of Risk: How Mortgage Rates are Determined

2018-02-27T12:20:59-05:00December 9th, 2011|

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